Most people here in the states has life insurance plans. I guess not only here but for the rest of the world. This is one way of securing family's future in case something happened to you. Many of insurance companies do exist nowadays. You can even find them in everywhere and even on the internet.
Speaking of which, now you can even get a cheap life insurance quotes online. This way you will know if the coverage you are getting is affordable enough for you. This can also help you know how much coverage you need to make your family live comfortably when a sudden lose occurs. Most people do get a whole term life insurance. I think this is the most important things you can do to uphold those responsibilities even if you pass on.
You can get up to 5 million life insurance coverage as long as you can afford to pay the premium every month. The larger the amount you can live your family behind, the better life can have. So if I were you guys better plan ahead before everything is too late. Secure your loved ones future ahead of time. Peace of mind is also yours when you know they are well taken care of.